Keep a copy of your emergency contacts with name, phone number, and relationship in your glove compartment in case you are unable to contact them yourself. It also helps to have a card with any relevant medical information for you and your family. The following is a list of the top ten things you should do if you are in an automobile accident.

  1.  STOP
    Never drive away from the scene of an accident, even a minor one.
  2.  PROTECT THE SCENE
    Make sure everyone is OK. If there are injuries call an ambulance.
  3.  CALL THE POLICE
    Even if there are no serious injuries, it is a good idea to call the police. A police report may be necessary for the insurance provider.
  4.  GET WITNESS INFORMATION
    Gather witness information if available.
  5.  TAKE PICTURES
    If you have a camera in your vehicle, or a cell phone equipped with a camera, you should take pictures of the vehicles if there is visible damage. If you have visible injuries, you should photograph them as well.
  6.  EXCHANGE INFORMATION
    You should obtain the name, address, and telephone number of all persons involved in the accident – drivers, witnesses, and passengers alike. You should also obtain information about insurance for all vehicles involved in the accident.
  7.  SEEK MEDICAL ATTENTION
    Often injuries caused by accidents are not immediately apparent. Unless you are absolutely certain you were not injured, you should seek medical attention at your local emergency room or by seeing your family physician.
  8.  REPORT THE ACCIDENT
    Notify your insurance company.
  9.  KEEP A FILE
    Keep all your accident-related documents and information together. This information should include a claim number, claims adjuster who is handling the claim, names and phone numbers of all contacts, receipts for a rental car, and other expenses incurred as a result of the accident.
  10.  MOST IMPORTANTLY…
    Perhaps the most important thing you should do after an accident is to call your attorney. They will help you understand your legal rights and provide guidance and support through the legal process.

 

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